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ISSUE:  Homestead Exemption

A homestead exemption provides a measure of protection against seizure due to property taxes, creditors and financial challenges related to the death of the homeowner's spouse. 

Pennsylvania is one of only four states that does not have a homestead exemption.  Pennsylvania's "homestead exclusion" is only a reduction in assessed valuation funded by gaming revenues as a limited attempt to reduce school taxes. It provides no protection of the homestead from creditors.  The idea that the homestead should be a secure refuge and exempt from unreasonable seizure is one of the earliest principles in English common law and is expressed in the Fourth Amendment to the U.S. Constitution.

The home should be a safe refuge secure from all attempt at seizure.  Using the home as a hostage for payment of liens and debt is an old but a bad idea.

Homestead Exemption


Inform you of legislative developments regarding the homestead exemption;

Share your opinions with state lawmakers; and

• Provide guidance on how to directly urge lawmakers            to promote the homestead exemption.


• Let UHoP know your thoughts;

• Mobilize your family, friends and neighbors;

• Urge your legislators to vote responsibly regarding the homestead exemption; and

• Contribute to UHoP so that the work can continue.

 The United Homeowners of Pennsylvania works FOR YOU 
United Homeowners of Pennsylvania and PHA Wellness Foundation © , 64 Harmony Drive, Johnstown, Pennsylvania 15909
Phone: (814) 262-8323   Email:

United Homeowners of Pennsylvania (UHoP) is a 501c (4) non-profit organization.
PHA Wellness Foundation is a 501c (3) non-profit organization.
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